Dr. Stephen Luther at Symbios Health is the leading primary care physician on Hilton Head Island

Direct Care on Hilton Head Island

Affordable primary healthcare without insurance.

Symbios Direct Care is a private healthcare membership program that works outside your insurance, eliminating the expensive costs and erasing the need to file claims. It replaces copays and deductibles with one flat, affordable monthly fee in exchange for specified primary care services such as routine office visits and standard medical testing.

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A Healthcare Option for Employers and Self-Pay Individuals

Symbios Direct Care is a viable alternative healthcare option for employers and self-pay individuals at an affordable monthly fee.

Accessibility & Convenience

Symbios Direct Care patients have access to same-day and next-day visits, with the dedicated time to meet their needs and the option for in-person, virtual, or telemedicine visits.

More Time with Your Healthcare Provider

Each patient will receive a thorough, in-depth yearly evaluation and physical exam, allowing the patient and healthcare provider to establish the patient’s personal primary care needs. Subsequent visits throughout the year continue to enhance this direct relationship between patient and provider.

Upfront Pricing Model

A fixed, transparent monthly cost that does not vary based on the services provided throughout the entire year. The monthly fee covers one in-depth health evaluation (including basic labs) and unlimited follow-up and acute care visits throughout the year. Any office visit, procedure, or test that can be provided on-site will be at no additional charge to the patient.

Still considering the value of Symbios Direct Care?

When deciding whether Symbios Direct Care is right for you, consider the costs of typical everyday expenses. How much more valuable is excellent medical care including early prevention of illness and fast access to primary care than a cup of coffee? Symbios Direct Care services average only $2 to $3 a day.

Comparable monthly expenses for U.S. households include:

Traditional healthcare (per person): $480 per month ($16 per day) + copays
Auto insurance: $140 ($4.60/day)
Home insurance: $250 ($8.30/day)
Dining out (single person): $220 ($7.30/day)
Coffee: $164 ($5.50/day)
Soda: $75 ($2.50/day)

Affordable Membership Benefits

Primary care visits include an annual full physical with comprehensive blood work, heart electrocardiography if indicated, and consultation regarding healthiest lifestyles.

Unlimited primary care visits may include:

Chronic disease management such as diabetes and hypertension management
Acute illnesses such as colds, coughs, and sinus infections
Injuries such as muscle strains, sprains, and simple fracture care
Office-based procedures such as laceration repair, joint injections, and skin biopsies

Discounted medications: We have teamed with local pharmacies that guarantee much lower prices on prescriptions than you would get through your insurance company.

Patients receive a six-month check up if warranted.

Convenient scheduling
Same day appointments
Virtual telehealth visits
On-call medical professionals

Frequently Asked Questions

What is Symbios Direct Care?

Symbios Direct Care is an agreement made directly between Symbios and the patient and/or employer. For a low, transparent monthly fee, patients and/or employers pay Symbios directly to provide a broad spectrum of primary healthcare services. By removing the traditional healthcare insurances, Symbios can reduce overhead and provide high quality patient care at a much more affordable rate.

What is included in my monthly fee?

This includes an annual comprehensive health evaluation complete with age-appropriate labs and testing along with unlimited primary care and sick care visits. SymbiosFIT and Symbios Medical Spa are available at a 10% discount.

Is direct primary care the same as “concierge” care?

No, although both models operate outside of the traditional medical insurance framework, concierge medical practices often come with a significantly increased price tag. Symbios Direct Care offers the same broad spectrum of preventative health services, timely (often same day) appointments for injuries or illnesses, and on-call medical professionals for after-hours medical needs at a low, transparent monthly cost.

Can I enroll my entire family?

Symbios Direct Care allows adults to add their children from ages 13 to 26 to their monthly plan for only $15 per month for each child. Symbios Direct Care currently does not offer well-child checks or preventative vaccinations for children.

Does my employer have to participate to become an SDC patient?

Not at all. Although we love to work with employers who are willing to help cover part of the monthly fees, no employer relationship is required. Individuals can enroll as patients and pay the monthly fees in their entirety. If you are an employer who would like to inquire about our services and learn how we may be able to help save you money on your healthcare costs, please contact us directly.

What if I already have insurance?

Symbios Direct Care is a great option to couple with a traditional health insurance plan, such as a high deductible health plan and/or a health savings account. Frequently, the copays, coinsurance, and meeting your yearly deductible are more expensive than Symbios Direct Care’s affordable cost. We encourage patients to have some form of health insurance plan that can be used for any medical services not currently provided by Symbios, such as radiology, specialist visits, emergency department visits, and hospitalizations.

Do I have to pay a copay?

No, there are no additional payments for preventative or acute care office visits.

Are there any additional fees?

There are no additional fees for any services that Symbios Direct Care or our on-site laboratory can provide. Some specimens, such as skin biopsies, Pap smears, and STI specimens, will be sent to an outside lab. If there are any testing or procedures we cannot provide on-site, Symbios Direct Care will partner with outside labs, specialists, and radiology sites to offer the lowest cost possible for our patients. See below for some examples of labs, medications, and procedures that are included for no additional cost. Please note: Symbios Rehabilitation, Symbios FIT, and Symbios Medical Spa are NOT included in your membership fee.

What services are included at no additional cost?

Blood draw
Cryo-therapy (“freezing” skin lesions)
Drain skin abscess/I&D
Ear wax removal
EKG
Foreign body removal (superficial skin)
Hemorrhoid excision
Injection fee (patient supplies medication)
Incision and drainage of abscess
Ingrown nail excision
Joint aspiration/injection
Laceration repair (adhesive, sutures, staples)
Nebulizer treatment
Skin biopsy/excision
Skin tag removal
Suture or staple removal
Wart removal (shave or cryo)

What testing and labs are included at no additional cost?

Complete blood count (CBC)
Comprehensive metabolic panel (CMP)
COVID-19 test
Flu test
Hemoglobin A1c
H. Pyloriription
Lipids/cholesterol panel
Prostate-specific antigen (PSA)
Strep test
Thyroid panel
Testosterone
Urinalysis
Vitamin D
Vitamin B12

Working with Stephanie in pelvic floor physical therapy has been an amazing experience as I had bladder prolapse which improved significantly with therapy. Also other symptoms related to urgency and inability to completely void have also gotten much better. Stephanie is a true professional and has been able to make what could have been an uncomfortable or embarrassing experience feel completely relaxed and normal. She is also able to follow my lead in using humor when it is helpful. She encourages me to do my exercises on my own without preaching. I would recommend Stephanie and this PT for anyone dealing with female related issues. We will also be working on increasing opportunities for more comfortable intimacy with my husband. So everyone is happy.

I recently had a yearly wellness visit at this new facility. It is clean and very welcoming inside. The staff folks were great from start to finish. The appointment was right on time as scheduled. Dr. Luther was very nice and attentive to all I had to say. Following up with an appropriate referral as needed. It is really really nice to have the labs done right there. They do a follow-up telehealth visit to review your labs with you which is really reassuring to the patient. The portal also works very smoothly and is easy to use . Can’t say enough good about my visit.

I had the signature facial at Symbios Medical Spa – it was absolutely wonderful. The aesthetician was outstanding – she has a way of making you feel so relaxed and pampered, while taking great care of your skin. The facilities are clean and everything you’d expect in a medical spa. Knowing that Symbios was launched by Dr. Stephen Luther, I felt certain that there would be a focus on doing the best possible for the patient/patient. I was so impressed that I’ve signed up for additional treatments.

Dr. Luther, you are a man with a long-term vision! This sort of vision is rare. In my 69 years, I have only seen it in my mother, Pastor Owens, and you. It was quite a feat to leave your corporate medical office to form a new practice, incorporating your vision, time, planning, effort, money, and fortitude. You created a great primary care team and added many more services to focus on the whole person, such as the lab, women’s care, physical therapy, spa, and gym. Your steady and faith-filled leadership meets the needs of the entire person, both inside and out. You have the best bedside manner, bar none.

I cannot say enough good things about Dr. Luther and Dr. Wright. Both are amazing. I have been a patient of Dr. Luther for years and his bedside manners are like no other. Dr. Wright I have seen for the last couple of months. He listens to your concerns and doesn’t rush you. Your concerns matter to both of them and make you feel at ease after each visit. These two are the best of the best. No one can compare to them.

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